A private tax estimate does not reduce the programme’s published payment obligations.
Budget the actual payments without a guaranteed offset
Processing is US$15,000 nonrefundable per person, followed after successful vetting by the instructed US$1 million individual or US$2 million corporate principal gift. Any tax treatment needs its own supported assessment; do not promise deductibility or a net cost based on an assumed saving.
Follow the programme sequence without netting speculative tax savings against required payments. At the online-application stage, DHS charges its nonrefundable US$15,000 processing fee. A later USCIS notice prompts I-140G, formally the “Immigrant Petition for the Gold Card Program.” After vetting, an official request triggers a gift of US$1 million from the applicant to the United States. Because Gold Card operates through EB-1 or EB-2 classification, budget for category, admissibility, and visa-availability evidence; the payment is not an approval purchase. Do not record the gift as EB-5 capital, equity or a job-creating investment. Tax deductibility and liability require fact-specific professional advice. Before payment, verify the current official instructions and recipient.
Hypothetical example: A custom-furniture exporter based around Petit-Saguenay receives a spreadsheet that subtracts an assumed tax reduction from the gift and labels the difference “net immigration cost.” The exporter removes that offset, lists the processing fee, conditional later gift, document work, and independent tax review as distinct items, and stress-tests affordability without promised savings. Funds remain controlled until vetting ends and an authenticated government direction requests the gift; no broker’s early-payment discount changes the sequence.