Identify the actual components and contractual purposes using genuine records.
Explain the bundle without inventing allocations
Show what covers rights, training, goods or other commitments where the agreement supports that distinction. Do not assign convenient amounts to categories solely to inflate qualifying capital.
Start with the executed franchise agreement and create a reconciliation schedule tied to its actual clauses. For each bundled amount, identify the payee, payment date, contractual right or item received, refund condition, and bank evidence. Use invoices or a franchisor clarification only when they genuinely support a breakdown; leave an inseparable charge intact rather than inventing an allocation. Trace the lawful source and path of every payment. The complete record must show treaty nationality and qualifying enterprise ownership, capital irrevocably committed and at risk, substantiality relative to the business cost, a real nonmarginal operation, and the investor’s control or development role. Future royalties belong in forecasts until truly paid or committed on qualifying terms.
Hypothetical example: A pet-grooming franchise buyer from Rivière-Éternité pays one package price covering territorial rights, initial equipment, and instruction. Her agreement lists the bundle but assigns no component values. She submits the contract, wire confirmation, receipt, equipment schedule, and a franchisor letter describing the included items without attaching invented dollar splits. Personal bank and sale records trace the funds. The evidence explains what was acquired and when, while the substantiality analysis uses the enterprise’s authentic startup cost rather than a convenient reclassification.