Update the genuine funding plan and reassess the actual qualifying commitments.
Use the final supported funding account
Explain what funds are actually available and lawfully committed and whether the business plan changes. A prior family understanding should not be presented as a completed contribution when the facts no longer support it.
Freeze the closing calculation when the spouse changes the available amount. Update the transfer agreement, source records, escrow instructions, purchase contract, working-capital schedule, and business plan before proceeding. The relevant figure is what the investor can lawfully and irrevocably commit at risk, not an earlier promise. Reassess whether that capital remains substantial relative to the enterprise’s real cost and whether the operation can be more than marginal. Treaty nationality and qualifying enterprise ownership must still be shown, and the investor needs at least 50 percent ownership or other operational control to develop and direct the venture. Visa-contingent escrow requires genuine terms and scrutiny of withdrawal rights. E-2 is not a direct permanent-residence route.
Hypothetical example: A neighbourhood-grocery buyer from the Petit-Saguenay area expects a spouse to provide part of the purchase price, but the amount falls before closing. The buyer revises the seller statement, equipment package, inventory, and operating reserves. Updated transfers replace the abandoned plan. If the smaller commitment no longer supports the purchase or business projections, closing is postponed; the applicant does not submit the old schedule as though all money had moved. Ownership and management documents are revised.