The stated gifts total US$4 million and processing fees US$60,000, for US$4,060,000 before other expenses. These are different payment stages. If processing fees have already been paid, the combined budget is not automatically the amount of the next gift wire.
Compare cleared proceeds with the actual request
Account for the verified amount due, conversion or transfer costs and separate visa, medical and professional expenses. Do not send a gross asset estimate as though it were an official instruction. Keep a record of amounts already paid for each person.
A first review should make a person-by-person payment schedule that separates official processing, the required gift payment, transfer costs, medical or visa expenses, and professional work. Verify every amount against the official instruction immediately before acting. The applicant must pay the U.S. government under that instruction; Gold Card is not a conventional visa or an investment purchase. Hypothetical example: A specialty elevator-maintenance entrepreneur sends a deposit to a consultant and calls it the program payment. The applicant should obtain a receipt that identifies the actual recipient and purpose before counting any amount as paid. Currency conversion costs or a private service invoice do not replace the required government-directed payment.
Use a person-by-person ledger and preserve the order of the official stages. Four online applications carry nonrefundable DHS processing charges of US$15,000 each, totaling US$60,000; after those payments settle, USCIS issues the prompt for Form I-140G, DHS conducts vetting, and after successful vetting four individual US$1 million gifts total US$4 million. Thus US$4,060,000 is the stated combined amount before separate applicable expenses, but it is not necessarily one simultaneous payment request. The program relies on EB-1 or EB-2 classification and is not EB-5; these gifts buy no project interest. Verify current official instructions before moving funds, and record citizenship separately from Canadian permanent-resident status. The frequent budgeting mistake is wiring a combined estimate before individual requests arrive.
Hypothetical example: Two Saguenay engineering-firm owners apply with two eligible children. Their controller tracks each processing-fee receipt, keeps asset-sale proceeds apart from professional and medical expenses, and waits for individual government payment directions after vetting. If all four initial fees have cleared, the next requested amount is not automatically the household grand total. A spreadsheet estimate never substitutes for an authentic USCIS instruction.