The published programme amounts are in US dollars; review the actual currency transaction separately.
Keep exchange terms separate from government charges
Processing is US$15,000 nonrefundable per person, with the instructed post-vetting gift of US$1 million individually or US$2 million for a corporate principal, plus applicable family amounts. Do not assume an earlier estimate includes later conversion costs, private fees, visa charges or medical expenses.
Separate program amounts from exchange risk, banking charges, private expenses. First, the online applicant pays DHS the nonrefundable US$15,000 processing charge. Next, USCIS provides its Form I-140G prompt for the Gold Card immigrant petition. Government seeks the US$1 million gift after vetting succeeds, not at the quotation stage. A Canadian-dollar estimate may not set an official price. This framework relies on EB-1 or EB-2 classification; the gift is not at-risk EB-5 capital or a visa purchase. Record Canadian citizenship distinctly from permanent residence and verify authoritative payment directions immediately before a transfer. The costly mistake is converting early because a private quote appears fixed.
Hypothetical example: A pharmacist in Saint-Charles-de-Bourget receives a bank quote bundling conversion and wire charges with the projected gift. He rebuilds the budget in separate columns for the DHS fee, potential gift, exchange spread, banking expense, and professional work. Dates and assumptions appear beside every Canadian-dollar figure. He sends no gift based on that spreadsheet; after vetting, he checks the official request anew before payment. The budget remains useful without masquerading as eligibility, approval, or a government invoice.