A combined funding plan should still identify the actual included applicants and per-person obligations.
Build the family amount from the applicable entries
Each eligible included spouse or unmarried child under 21 adds US$1 million plus US$15,000 nonrefundable processing, including corporate cases; review CSPA individually. A convenient household total does not eliminate individual eligibility or processing requirements.
Prepare a person-by-person schedule listing identity, relationship, age, intended classification, required processing payment, and any applicable gift amount. Then link each family member to separate civil, admissibility, and eligibility evidence rather than hiding obligations inside one conversion quote. Each covered person should be included as part of the initial online application and carries the stated US$15,000 DHS fee, which is nonrefundable. USCIS subsequently prompts Form I-140G, and a gift of US$1 million to the federal government follows successful vetting rather than preceding it. EB-1 or EB-2 classification still governs; Gold Card is not EB-5 and is not a standalone conventional visa. Citizenship must be recorded independently from permanent-resident status. Re-verify official terms before family funds are sent.
Hypothetical example: An architecture-studio owner near Saint-Charles-de-Bourget plans with a spouse and a child approaching age 21. The household spreadsheet shows three separate entries instead of one Canadian-dollar total, while counsel reviews the child’s age and any CSPA issue individually. Each person’s application information, fee evidence, and vetting stage can therefore be tracked without assuming the principal’s eligibility covers everyone. The family waits for the proper government instruction at each stage rather than converting a consolidated estimate into an early gift.